Your House Didn’t Sell. Here’s What To Do Now.

Written by Panama City Mortgage Mortgage Syndicated User on June 13, 2025. Posted in Agent Value, For Sellers, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage, Selling Tips.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And...

Is Inventory Getting Back To Normal?

Written by Panama City Mortgage Mortgage Syndicated User on June 12, 2025. Posted in For Buyers, For Sellers, Inventory, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise.Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect.Significant Growth Across the NationNationally, the number of homes for sale is rising – and that’s true in all regions of the country. That’s...

The Five-Year Rule for Home Price Perspective

Written by Panama City Mortgage Mortgage Syndicated User on June 11, 2025. Posted in First-Time Buyers, For Buyers, Home Prices, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage.

Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know.It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values almost always go up over time (see graph below):While everyone remembers what happened around the housing crash of 2008, that was the exception – not the rule. It hadn’t happened before, and hasn’t since. There were many market dynamics that were drastically different...

Buying Your First Home? FHA Loans Can Help

Written by Panama City Mortgage Mortgage Syndicated User on June 10, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Market Updates, Mortgage Panama City Beach, Mortgage Rates, Panama City Beach Mortgage.

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase.Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that...

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Written by Panama City Mortgage Mortgage Syndicated User on June 7, 2025. Posted in Infographics, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage.

Some HighlightsHomeownership is one of the best ways to build wealth in our country and it’s easy to see why.As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.?

The Rooms That Matter Most When You Sell

Written by Panama City Mortgage Mortgage Syndicated User on June 6, 2025. Posted in Agent Value, Market Updates, Mortgage Panama City Beach, Open Houses, Panama City Beach Mortgage, Selling Tips.

Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that.What Is Home Staging?It’s not about making your house look super trendy or like it belongs in a magazine. It’s about helping it feel welcoming and move-in ready, so it’s easy for buyers to picture themselves living there.It’s important to understand there’s a range when it comes to staging. It can include everything from simple tweaks to more extensive setups, depending on your needs and...

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Written by Panama City Mortgage Mortgage Syndicated User on June 5, 2025. Posted in Buying Tips, First-Time Buyers, For Buyers, Market Updates, Mortgage Panama City Beach, Mortgage Rates, Panama City Beach Mortgage.

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations.Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a...

Why Buying Real Estate Is Still the Best Long-Term Investment

Written by Panama City Mortgage Mortgage Syndicated User on June 4, 2025. Posted in Economy, For Buyers, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage.

Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now?But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you can make – even now.According to the just-released annual report...

Newly Built Homes May Be Less Expensive Than You Think

Written by Panama City Mortgage Mortgage Syndicated User on June 3, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Market Updates, Mortgage Panama City Beach, New Construction, Panama City Beach Mortgage.

Do you think a brand-new home means a bigger price tag? Think again.Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in):You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of reach, here’s what you...

Home Projects That Add the Most Value

Written by Panama City Mortgage Mortgage Syndicated User on May 31, 2025. Posted in Agent Value, Infographics, Market Updates, Mortgage Panama City Beach, Panama City Beach Mortgage, Selling Tips.

Some HighlightsWhether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it.Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs. Connect with a local agent so you know which projects are actually worthwhile.?

Tag: #panamacitybeachmortgagecompany